Mr.Cedartree..
I forgot to mention,when I mortgaged my own house in 1990 ,I paid X $$$$....
The house value now is 3X.$$$$$$...
That capital gain is tax free,because it is my principle residence..This type of mortgage can only apply to a principle residence..
So three times my purchace price,if I was to sell it today...2X is tax free..as is my original purchace price.
My next tax plan will blow you away but I'll save it for tomorrow..
My snooze was great..