That is bloody excellent.  I'm saving that post.  Just recommened it.

Even better - you could borrow the money (mortgage on your house), and if you use if for investing in an instrument that might generate income - e.g. typical stock - then the interest is tax deductible.

My brain is spinning.  How much does life insurance for your own mortgage cost, very approx?

Right now my RRSP holds a very high rate mortgage to ... someone else.  They pay the high rate and it goes into the RRSP.  But if I was paying it ...