you`re not going to buy it off the shelf....it has to be designed to function to WENCORS approved IP specs....which now includes an integrated CC reader.
Some one has to do that...there will always be a company such as e.Digital that will have to implement their(WENCOR) specifications....it`s not done for free.
The DigEplayer is specific
WENCOR is selling an IP model with approvals. The only way to eliminate a company such as e.Digital for a specified product... do it yourself....and bring your own tools.
That may end up costing you more if your out of your realm of expertise.
doni