I think we are all on the same page. My only hope is that a slow steady (stealthy) devaluation of all assett classes will be somewhat mitigated by a slow steady increase in value of some types of assetts you hold. Gold is for safety and a store of value, however IMHO a company like SGR is a shot at increasing valuations at a pace that may outstrip the devaluation of the markets. I know it is a role of the dice , however you must follow"your" nose. Like it or not a huge chunk of retirement income is in the stock market one way or another. Could you imagine the state of the biggest consumer economy in the world if they rob the elderly of all their purchasing power.