Bonsoir Jayview,

the good thing about being Swiss is that we grow up learning three or four languages: german, french, italian, english. not necessarily in this order.

did you know that the Swiss are not Europeans? lol lol lol

at the European airports they used to put us in the line for non-Europeans, i.e. with people from Africa, Asia, America.... it was fun. they have changed this now, and Swiss are considered "almost" Europeans. I can't help laughing.

pls forgive me, I am really not familiar with bank terms and conditions for non Swiss. I know that there is a foreign withholding tax. But if it is of any interest to anyone of you I can find out all the info you want (hopefully).

you really made me smile when you wrote: "Internet Banking/Trading is fine, but you still have to have an account and money in it to trade." because, yes, you are so right!

Have a great week.

gerdon