Understanding POET:

Although we have some very intelligent people here, I'm not certain anyone one of them could describe in great detail how POET works, or, as importantly, how POET is put together.

This, in the world of high finance, doesn't matter. Sure, Buffett said know your investment, but I doubt that is the norm.

For POET, 98% will not understand how it works, they will only understand that it's like a money machine, and that's all that matters.