A friend uses BMO and he never has any problems. I'm kind of looking that way myself.

The other good thing about BMO is that I believe they will total your accounts. For example my cash account. I pull funds out and put them back. I use them so my balance is never stable. But when I toss my rrsps into the ring things change. They are stable so you are always over the required amount in your account.

Also 30 trades per quarter is much more realistic for the average investor.

Don