They dont need it but they do like more. I have never met anyone that had any "extra" money. Well they have paid my way to places that I would have never been to if I was paying the bill. ex we played a round of golf and the bill was $1,200.00 so the only way I feel I could pay them back is to turn them onto something like this.

All I am asking for is advice on how to present it. I am not a financial advisor or any type of sales person.