Maybe we can afford a king size bed if our thoughts come to fruition. Sorry for hogging the board today the light bulb has finally clicked on in my head and it's snowing outside here. So much for the global warming theory.

If the payout is large then I believe the J's would like to pay over time and spread out the pain just as we would buying a house. Payments over time is a lot easier to do than one lump sum if it is large.

All the best,

Steve