O&L...not sure whether I agree with you on Obama. I like the youth (and "anyone but the old white guy" perspective) he brings to the equation...and I'd vote for him before Hillary....but he does seem to have socialist ideals that could hinder rather than help the impending economic train wreck. As far as the long term capital gains carrot incentivising people to hold on to losing positions...I would argue that if I sell and buy back the same stock within 30 days I should retain my long term capital gains tax standing....regardless of what that rate might be. I do appreciate and need to remember your words with respect to a good return on KRY. A double is certainly not bad....especially with some of the alternatives investments available. Thanks.