good morning Johnston: Usual coffee with me while we discuss this a bit?

Heck even 'I' am wrong or guess wrong on many things, that is the nature of the human beast -- my wife will happily verify my low batting average sigh.. and since you aren't a billionaire either, I presume that your wife says the same?

Have another coffee and relax, watch the birds, and once in a while Lupita.

No-one in here is infallible or they wouldn't be associating with we lower forms of investment life, but all are encouraged to put forth their ideas, good or bad, that is for us individually to decide.

Hoov has had a remarkably high average, so I listen to him, but he is not my Guru to follow unquestionably. Heck, he can't even tell me what should be served with a 16 year old female at a cannibal feast, such as the one that I was asked to attend in the Solomons looong ago...

Don Jose de La Mancha

p.s. No, I did not attend, I complained that an evil witch doctor had placed a horrible curse upon me which did not allow me to partake of such delicacies. snifff