Good article hog, I pitty the guys that have GIC,s and most of their money in RSP,s, inflation is gonna play h-l with us down the road, IMO. Not so bad with having sli in an RSP, whereas the upside should heavily outpace inflation that we wont even care about it. The fixed income and dividend paying stocks may may affected if inflation gets out of whack. Anyhow, its good to see that new avatar of yours smiling, I think thats the first time I seen it smile so BRIGHT!