Yes, well....I once heard a famous hockey play say "I skate to where I think the puck will be". To me investing is the same way. I would find it hard to believe we could get to 20 dollar oil. No real reason for oil to go that low. Still consuming 94 million barrels a day....so if a big oil find is say 3 billion barrels...well WOW that roughly 32 days of global supply....ever see Mad Max the movie ? Well, lots going on in the world. Oil can be played using ARCA XOI top 19 companies in the world. Majority of the major companies will not be able to dividend into the the very pensions, mutuals, guaranteed investments that depend on these timed cash supplements for payouts to their fund holders. It is for the that reason that I believe oil will get back to 75 bucks. Too much at stake. I already have 5 good financially healthy stocks to replace my gold ore after 1 or 2 or maybe more dividends. As for time.....PRB has afforded me a lot of time so I get more time to think about this. I hope I am right.....I see a pretty clear path. The path may be a year or so but in the grand scheme of things it's just a little time Time I got, time passes..... You bring the shovel i'l bring the lime Captain time