This is where I got three days. I was referring to Naked Short Sales.

As a remedy for this in the United States, Regulation SHO was designed.[2] Stocks bought and sold in transaction must be settled within 3 days. The buyer must deliver the cash and the seller the stock. If either party fails, a failure-to-deliver takes place.[3]

I'm not loaning my"shates".

We don't have spell check at the library either.