Sorry beachmaster! I tend not to remember who said what ... short attention span ("squirrel!!!") issues. To you and anyone else: I apologize for throwing anyone under the bus. The tread tracks from OMAG are deep enough, no one needs to be backed over!
Guys, to tell you the truth, even if this thing has a happy ending, I'm not sure I want to party. I'll be happy just to get my $ back and slink away in embarrasment. My risk management instincts got overwhelmed with greed and I am really overweight on this.
Lastly, I very much appreciate your kind words re me, Beachmaster. Thanks!