Could someone from management please speak to the last two loans that LBSR has received? Both loans give up to a 40% discount to the financiers. As many have said, this is a very difficult time for the industry, and I know that many minors and explorers are going under, but is the 40% the standard right now? To me, LBSR seems to be on the brink of a great breakthrough. I see the promising evidence of tremendous resources and know that we have several parties very interested in our properties. But, when I see loans that have up to a 40% discount attached, I get very concerned. Thank you, Blue 4