I just found this article on MSN and thought that it would be a good read here. It is different than Micro- signet but the end result might be the same? It is interesting how companies veiw security and how they come up with ( THE ANSWER ) for over all security!
Mahalo vic :)
IMHO
http://money.msn.com/identity-theft/article.aspx?post=599011f2-c641-440d-9cfd-639d6465e611