"I understand, but I just don't believe in using my phone for purchases, nor the risk that may come with it. Don't use debit cards either."

I'm witcha Disco. I put the minimum info as possible out there on line. Credit card info is my limit. At least they can't hack my bank or brokerage accounts (unless they use NUNCHI):>)

I'm always amazed at how many people get suckered into these layers of fees and other costs in the name of "convenience". Why would anyone pay a 2.5% charge for using their own money? The reason escapes me. I run everything I can through my credit cards (I only have 2), pay the full balance every month, which results in 0 interest and get a few bucks back from the card incentives.