I understand, but I just don't believe in using my phone for purchases, nor the risk that may come with it. Don't use debit cards either.

Sign up for a Fidelity Amex.

No annual fee ever, 2% unlimited cash back, at $2,500 in spending, $50 gets automatically transfered to an IRA account or brokerage account of your choice with Fidelity. You can request the cash to a linked checking account or use it to buy EDIG...lol.

It adds up quick.

I guess this could be done using this square up gadget, but it costs more than one gets back.