Thanks too for your input & guidance. You & I know all too well how important it is do due D.D. - it is also an opportunity to get in at bargain basement levels. These opportunities don't come along too often! Life without a little risk is not exciting. It keeps us young & mentally fit - haha!

Wishing everyone A Happy & Better 2010!

P.S. Just think about how Bill Gates started out or Warren Buffett!