Exactly the point for young or old to fund an IRA if one does not already have such and if so inclined, buy EDIG while it's on sale.

I'm over that 59.5 spot, so my point is also, if others in here are too, and already have rolled the 401K, keep in mind you can sell something to buy more EDIG, if so inclined again..

Beat the system was just an expression.