Over the last 12 months, more than $100 billion has gone into BlackRock money-market funds. We are not unusual. The whole money-market universe has been growing strongly. If you look at the prices of two-year Treasuries, which are yielding 1.75%, and you look at yields of 3.5% on the 10-year Treasury, they are priced for fear. There is a reservoir of money ready to reinvest once people feel the credit crunch is over. We are finally at a time of capitulation as deleveraging occurs and people are selling large sums of assets."