"offerings are currently at 3%"

After the dot com bust they went South of 2%

Under the current mess they're blaming it on, I'd say the current 3% goes South of 1.5....lol

When that happens they're telling you, your hard earned income is worthless.....that signals to me extreme dilution of the dollar.

This has not properly corrected in some time now. The war and the current mess are weighing heavy.

When are they going to tell me my hard earned income is worth something and offer me better rates for it?

doni