Thefinancier is just a credit partner....Doesn't have anything to do with EDig's business. Much like a bank you borrow from to buy a car. After you buy a car from the dealer you go to a bank to get the funds to pay the dealer. Your monthly payments then go to the bank. The dealership (EDig) is out of the picture having been paid in full and the customer pays the bank (financier) No sharing at all.