With all due respect jysk, the fact that you are new to agoracom MAY indicate that you are a releatively new investor.

If this is the case you may be one of the investors that needs to hear the warnings, not about ZEN, but about failing to do exhaustive DD.

No the alternative to ZEN or CCB is not necessarily GIC's but other stocks.

GIC's are actually more for those who fail to ask the tough questions.