Thanks Quincey & RW, I have been lurking here for a while and finally joined. I feel as though I should christen 2013/2014 ( and hopefully not 2015) my ZEN years. It has been quite the roller coaster for all of us, I am very excited and hopeful that we will all be smiling a lot more by the end of this year..and have a little more to spend over Xmas.

Looking forward to reading the updates from the meeting.