Hello RW...good move..I wish I could do that...I made a big mistake putting most of my money into rrsp's when I was working (retired 4years now) Its gonna take me along time now to get it out without taking a huge tax hit. But my wife is happy..I'm worth a lot more dead than alive..and I think she will live till 100 or so (just for spite). I'll be smarter next time around :).