I was a financial adviser for 32 years before I retired 5 years ago. One thing I have learned very early in my carrier as it relates to trading is the fact: Short term trading may lead to short term success, but long-term it leads to long-term failure. Of course one needs to add to that conclusion, for you to be successful long-term you must be right on the fundamentals of the company you invest in. If your right on the fundamental on your company, you can definitely be wrong in your timing of your purchases in the short-term, but in the long-term the fundamentals will rule the day. I believe that there are a number of posters here, like myself, who are convinced the fundamentals for VIT will rule the day, and eventually those who stay to course with VIT's stock will be rewarded handsomely despite the fact, on a short-term basis, their investments in VIT are underwater for now.