If desperate, I would sell my home (well, at least attempt to) before I would sell any precious metals bullion. It is vital to have the ability to hold on during extended periods of downward price action, 100% technical and/or manipulated in nature. Typically, one should hold their hard assets. Just making the point, I will not be fightened out of my beliefs regarding precious metals versus fiat currency. To the point, I'm pleased my spouse bought a new UW Beetle last year, 0% interest, with payments over 72 months in U.S. fiat.
My brief comments refer to actual bullion...paper bullion/mining shares raise a host of other issues, as we all know well.
(My regards to Dave Webb and his family.)
Cinderella Man