I don't know how familiar this group is with Bob Chapman but he has been in finance for much of his life and generally knows whereof he speaks.
http://www.globalresearch.ca/index.php?context=va&aid=16313
He paints a serious picture here; one that will take action and cause people who listen to pay penalties etc. but who could lose much more by not paying heed.
Make your own decisions.
A tip of the hat to someone else on this forum who posted the link to globalresearch some time ago. I like the format of the articles as posted there better and they generally are longer than the teaser Bob puts up on his own site.
I haven't hardly begun reading this one but it is dynamite if you live in the U.S.
P.