Ryan, your're right, it is a dreaded question and one I get asked every once in awhile and I always give the same answer. It's a question that should be directed to a qualified liscensed professional person, versed in and paid to properly manage investments and qualify your personal holdings and ability to handle different levels of risk and one that has access to various forms of research or advisors that can properly diseminate the fundamentals of any company that would be advised on.