Thanks for this Susan. Even though Canada is doing better, Canadian investors have a harder time benefiting. A good example is the gold stock ETF - GDX. American investors made 70% in the last year, Canadians who bought this made only 30% because of the currency moves. And there's no getting away from it - Candians who bought XGD.to are up 30%, Americans who bought this are up 70%, once again due to currency moves.