Bang on DNIR - everyone has their own theory, but you & I know know that talk is cheap. After 8 miserable yrs., even the Republicans now claim bailout will be a disaster - surprising how they flip flop isn't it? Perhaps we will return to a new gold standard or universal currency of some kind before too many trade barriers arise & protectionism becomes rampant?? Only time will tell. Maybe the IMF might reveal their wisdom than others are missing.