My advice is this, to get Fidelity ATP.

All firms have a set of policies...fine and we need to respect that.

Give them a call and say, "well...if there are restrictions, after being a loyal customer, even though I may not be a "BIG CUSTOMER TODAY" there is a possibility I could be one day, so do you want my business or not?"

It costs them nothing for you to down load the program...the expense is already handled or it would not even be available.

If the person you call has no authority to make a decision, ask for a supervisor, and if that person does not cooperate, tell them DISCHINO sent you.

Capiche?

LOL!!!

They know me.....peace.