Pic...knowing Chapman personally must be gratifying. I have always thought he is one of the best. I happen to know John Embry but he can be quite challenging at times....if one does not know one's "stuff". ...and sometimes that's no fun at a cocktail party.

He gave me the best advice of my life over ten years ago and I igonred it much to my dismay. People are well advised to listen to the likes of Chapman, Embry, Sinclair, Murphy and so many others.