Listening to an interview BBC with HSBC bond man, he said no-one understands or knows what the legal situation is with these monies. The BBC man said 'it's big, so that's good'. None of them eversay - people should live within their means, and perhaps work harder - they all have a magic economic wand. I like the way they do these things at the weekend, everyone says 'They've tackled it', then start worrying by Tuesday.