I loved your story, One Horse Stable. Thanks for the post. (By the way Merit is MEM now and MMU is Marum).

I can identify with sticking with one horse....SGR has been that for me as well for a long time. I have eventually added a few side ponies when the one horse wasn't getting much of a lead over the other entrants in the race, but SGR remains the main one. We seem to be caught in a mid-race stride, but the finish line is a ways to go and I still believe this Horse will be a winner. JMHO, of course.

NLion