...how about you both chill for a bit...?!?!... or go PM maybe...?

I'm chilled just fine.  Talk to the guy who morphed a discussion of the issues into ad hominem crap.

The bottom line is....... this is a bit of a yawner.  They are doing/have done what they need to do to satisfy the lender. 

If it were otherwise they would have reported it as they are required to do.