wmn,

thanks, I saw that one too but the 48 points listed did not really tell me anything.

I have one overriding strategy for investing and it is very simple and based on that; "the masses never will and never can(by definition) become rich"; like surges in general stock and housing markets, they are always to end

One result of this is that full diversification never gives any real profit, I am better off taking my hard earned money and spend them on a holiday or something

but I also know that by buying only certain investments, my risk of loosing more is also higher

luck is a part of it, but I try to eliminate some investment classes that for sure will not give you any return, then I have to look at what remains and invest among those.

Note that this investment strategy is not recommended by the experts, so discuss with a professional investment advisor before you make any investments. This is only my strategy and not a recommendation to others