Can't fool the tax man and check the cavaet..."In most cases..."""

Don;t give them an opening or they will get in faster than pee runs down your leg..

Here is something on admin fees for TFSA's..not mentioned here before so I thought I would post it...

https://www.tdwaterhouse.ca/apply/fo...
TFSA $50.00
The annual administration fee for TFSA will be waived when:
1. Your account(s) are registered for eServices - online trading
confirmations, account statements, and tax documents, or when,
2. Your total household account16 assets with TD Waterhouse Discount
Brokerage equal $100,000 or more.

PORTEE