I dissagree, since the sub prime melt down has sucked over a trillion dollars of cash and equity out of the economy, and 1 in 3 US home owners have a mortgage larger than the value of their home, like it or not governments are going to have to start to tighten down enforcement of the rampent criminal activity in the markets, if not, more money will be pulled out of the market which will make a bad economic situation worse.