Hey Ganelene, I saw Paul Van Eeden on BNN as well. For the big picture , he scares me, but I think he is correct. I think he actually shocked Howard Green with what he said and subsequently defended with research done on U.S. banking. He said he would buy nothing because of fears that lower lows are out there. He is holding his favourites and will buy more of them , after. Others have said that cash and T-bills are the place to be right now. I will hold and look to add KXL and area plays with one eye on the U.S. banks. The entire interview is well worth watching. GLTA.