Wow, some pretty pointed shots at management, don't think I've ever seen such a clear call for changes in a report.  This should serve as proof positive that our brand is somewhat damaged after recent self inflicted errors and as we move forward we need a new CFO, or does plain English in the report amount to negativism?  I have zero doubt a new CFO announcement-assuming it isn't a dud- will benefit us all, which really what it is supposed to be about, at least in the real world?