Also, consider the man’s age. As a senior he’s well aware that he will not live forever; todays become more important than tomorrows as we age (at least, they should!). So why not take a miniscule amount of potential off the table to invest in a sure thing, the actual moment, instead of riding everything on future returns, albeit possibly even more returns, if the investment comes to fruition, than you could ever possibly hope to utilize anyway?