Johnny,,,,

whoa,,, you will be taxed on any funds you remove from your RRSP. 10% on every $5K you remove. Only if you desperately need the money would I take the money out of your RRSP. TFSA ( different in QC) is not taxable as well, but it is not under the same umbrella, so any money you take out of your RRSP to contribute to your TFSA would be taxed at your present personal tax rate. IMO, not a wise move. I would check with a financial adviser before doing any such move.

GL.