I wouldn`t worry about a market crash.. I would worry about a real estate crash though.. Harper and the money lending pigmen kept the scam going on too long.. The US, Spain ,Ireland etc. got whacked ,,took their medicine and moved on.. The US economy is now beginning to fire on all cylinders because they took it on the chin,, have purged the the system and are moving on..Of course when the US economy starts booming,, interest rates will begin to rise.. The highest household debt in Canada by far is in Alberta,, where everyone is rich,,right ?? LOL..Oil and selling houses back and forth to each other has kept Canada`s economy going since the financial crisis of 2008,,mainly because of record low interest rates.. Well ,,oil just got whacked.. How long will the real estate scam last ?