Good idea. I'll have to look into that...

Sorry to hear what happened with your TFSA and that you were forced to sell. Was thinking that if your penalty for overcontribution was less than how well your stock(s)was doing, why sell.

I saw on BNN during tax season that even though any gains are tax sheltered in a TFSA, depending on how a person trades within that account (that's the grey area) it can be viewed then as day trading and the gains would be fully taxed as income and not even capital gains anymore...