I think you got it pretty well right, John. " NEW YORK (AP) -- Volatility swept the financial markets again Monday as investors grew nervous about an amorphous government plan to buy $700 billion in banks' mortgage debt. Stocks fell sharply, taking the Dow Jones industrials down more than 370 points, while investors sought safety in hard assets such as gold and oil, which at one point shot up more than $25 a barrel. "" Nervous investors dumped stocks and ran to these hard assets. Oil and Gold are mentioned but nickle and the rest of the commodities will benefit too. There may be a slow down in growth from China and India but these economies are growing organically and will continue to do that. I kind of feel that the Ring of Fire will be ready to roll just about the time all the dust settles from this mess. It is too bad that a lot of ordinary people trying to keep their jobs and feed their families will suffer from this mess created by greedy CEO's of the big brokers. A law should be passed to limit the salary of a CEO to 15 times the average salary of the worker. You wouldn't need a minimum wage law anymore either. Think about it a little bit.