There appears to be a struggle around the $5.00 point! Any thing below this is a buy for me when I have the cash. Thus, if it havers around this point for days I will avail more and more. NOT a problem. Old Joe PS: Thanks! I have accounts that are managed and are covered up to $500,000.00 and a couple I split so as to remain under the insured level. That was a couple of years ago. It is difficult nowdays to get accounts anything more than simple 'Savings' that do not have Insurance in addition to regulation requirements. Seems that you get a slightly better interest rate but loose some on the insurance premium etc.. Then there are the investment accounts...