Hey I look forward to hearing from alot of people on this forum. I am someone who is new at this and all the info that this forum brings helps me greatly. You too seem to be looking to stir things up..I also agreed with you on alot of things but man Im not going to listen to that SH banter here. So as you say what do you  contribute, not alot being new at this and trying to better myself and my families situation but I do really appreciate a few on this forum that help me out quite abit. Hope for a good day all   Junior